All guides: banking, assets & economic standards | Bankeiz
Explore the complete Bankeiz guide collection: your account, payments, Notes, assets, markets, transaction history and implementation standards.
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Start with what you want to do. Follow the evidence as far as you need. Use the practical user guide ↗
For you
For people and families
Pay someone, collect a shared expense and keep a clear record of what arrived and what you sent.
For businesses
Collect supported customer payments, review supplier and worker payments, and keep the receipts useful for your books.
For independent work
Move from an agreed job to a clear payment request, confirmed receipt and retained record of your work.
For creators
Publish supported music, art and writing with an inspectable original, defined rights and connected ownership history.
For communities
Collect for a shared plan, make deliberate payments and share the records your group needs.
For finance and custody teams
Work through a reconciliation exception using original receipts, exact funding evidence and a defined receiving or custody scope.
For public finance
Connect an authorized public expenditure to its payment receipt, funding evidence and the records used for review.
For platforms and developers
Connect account actions, asset discovery and original receipts to an application without duplicating financial authority.
Banking
Earn from Originals
Your Original is already earning. Sign it to unlock its value. Verify the proof and follow its continuous history.
Your account
Understand your available balance, saved observations and received Notes in one account.
Payments
Send and receive through Receiz ID with an exact review, a signed operation and a connected receipt.
Get paid
Share one checkout page through a link, website button or in-person QR. Get paid by card, balance or Note.
Payment requests
Understand receiving links, QR codes and recipient selection before any payment is authorized.
Deposits
Bring money and assets into one account, fund what comes next and keep the proof of where value came from.
Notes
Create, carry, receive and deposit a Note through one simple experience, with its exact funded value and complete proof intact.
Messages and your agent
Your conversations, memories and next steps in one account. Understand a payment, revisit your history and prepare what comes next.
Receiz ID and Identity Records
Open your existing identity, receive through a username and protect the original Identity Record that holds your authority.
Your agent
Stop starting over with your AI agent. Continue from your identity, chosen records and conversation history across apps that follow the standard, with authorized tools and connected client relationships.
Payment fraud
A familiar name, changed payment details or a payment screenshot is not authority. Inspect original proof, review the actual recipient and amount, and retain the verified result.
Recover your identity
Continue with the Receiz identity you already hold. Understand original Identity Record recovery, supported PBI account recovery and the history your admitted sources carry.
Get paid. Keep the story.
Send a clear payment request, let the payer review the real recipient and amount, and keep the confirmed payment connected to its receipt and funding history.
Identity continuity
Open Bankeiz with the Receiz identity you already hold. Authentication, recovery and supported history stay connected.
Meetings, connected
One meeting link. Full-screen video, shared conversation, optional Twin, payments in the conversation, a retained meeting record and an agreed follow-up, connected to your calendar.
See banking in action
Walk through the actual account, deposits, receiving, sending, transaction records and private Vault interface. Explore a clearly labeled example, then open your own account.
Your Twin
Let clients get payment answers and a clear next step while you work. Keep their context together, understand selected money records and reduce financial admin. Business is an optional $149/month banking upgrade.
Business in action
See both sides of a Twin conversation: a visitor gets answers and books a time; the owner keeps shared contacts, context and the confirmed calendar event connected.
Your Vaults
Hold money and originals separately, add optional passkey protection and share their proof.
Protect your value
See how separate Vault authority, optional passkey encryption and public proof protect access.
Business
Understand cash flow, simplify payment work and spend less time on financial admin.
Find your fit
Find the money work Business can take off your plate: client payments, cash-flow questions, costs and financial admin for thirty kinds of work.
Business by your work
Agencies
Know what clients paid. Know what needs chasing. See the money around each project. Follow up without rebuilding the account history. Business is an optional $149/month banking upgrade.
Consultants
Keep your attention on the client. Get the money admin handled. See the engagement and its money together. Make the next payment conversation easier. Business is an optional $149/month banking upgrade.
Freelancers & independent professionals
Do the work. Make getting paid less work. Know which payment belongs to which job. Get the follow-up off your list. Business is an optional $149/month banking upgrade.
Designers & studios
Keep making good work. Keep the money side clear. See the payment in its project context. Make the client’s next step clear. Business is an optional $149/month banking upgrade.
Creators & personal brands
Understand what your work earns. Keep more time for creating. See the money around your next launch. Make sponsors and customers easier to handle. Business is an optional $149/month banking upgrade.
Musicians & producers
Spend more time on the music. Less on tracing the money. Make the statements easier to understand. Keep the next release grounded in the money. Business is an optional $149/month banking upgrade.
Authors & writers
Make sense of the money behind your writing. Understand the statement you actually received. Take the admin out of the next release. Business is an optional $149/month banking upgrade.
Filmmakers & video teams
Keep the production moving. Keep the money in view. See the next cost in the whole production. Prepare the next payment with its background. Business is an optional $149/month banking upgrade.
Podcasters & interviewers
Know what the show brings in. Get the money admin out of the way. Put sponsor payments beside the agreement. Make the next sponsor follow-up easier. Business is an optional $149/month banking upgrade.
Coaches & mentors
Stay present with your clients. Make the payment side easier. Connect the payment to the package. Give clients a clear way to book and pay. Business is an optional $149/month banking upgrade.
Educators & course builders
Make the money side of teaching easier to run. See course money in its teaching context. Handle repeat payment questions with less effort. Business is an optional $149/month banking upgrade.
Accountants & bookkeepers
Get to the explanation behind the payment faster. Keep the source beside the question. Prepare a cleaner client query or handover. Business is an optional $149/month banking upgrade.
Researchers & analysts
Spend less time on the money admin around the work. Bring funding and costs into the same discussion. Prepare the financial explanation once. Business is an optional $149/month banking upgrade.
Founders & owner-operators
Know where the money stands. Get back to running the business. Get a clearer view of cash flow. Move the repeat money work off your plate. Business is an optional $149/month banking upgrade.
Service businesses
Finish the job. Make the payment side less work. See the money beside the job. Make requests and follow-ups easier. Business is an optional $149/month banking upgrade.
Property professionals
Keep property payments and their context together. Understand an amount in the right property context. Prepare a clearer follow-up or handover. Business is an optional $149/month banking upgrade.
Online shops & ecommerce
Know what the sales leave you with. Work through the money behind the sales. Take repeat payment questions off your day. Business is an optional $149/month banking upgrade.
Hospitality & local experiences
Keep serving people. Make the money admin lighter. Bring the day’s money together. Prepare the next payment or customer answer. Business is an optional $149/month banking upgrade.
Small teams
Give the team a clearer way to handle money work. Put the reason beside the amount. Prepare the handover before the next approval. Business is an optional $149/month banking upgrade.
Community builders
Keep shared money clear. Keep more time for people. Explain the money with its sources. Make repeat money questions easier to answer. Business is an optional $149/month banking upgrade.
Event organisers
Keep the event moving. Keep the money under control. See the money around the event. Get the next follow-up ready. Business is an optional $149/month banking upgrade.
Nonprofits & mission-led organisations
Spend less time explaining the money. More on the mission. Connect the funding to the work it supports. Prepare a clearer donor or team update. Business is an optional $149/month banking upgrade.
Project leads & operators
Keep the next cost and the next decision together. See the financial context behind the next stage. Hand over a payment with its explanation. Business is an optional $149/month banking upgrade.
Product builders
Build the product. Make the money decisions clearer. Bring the product and its money together. Prepare the financial work around the next release. Business is an optional $149/month banking upgrade.
Developers & integration builders
Keep the payment source. Lose the repeated money admin. Follow the money back to the actual event. Make the client explanation easier to repeat correctly. Business is an optional $149/month banking upgrade.
Startup teams
Keep cash decisions clear while everything moves. Work through the cash picture you actually have. Give the next decision a useful starting point. Business is an optional $149/month banking upgrade.
Collectors & independent artists
Keep the value, the ownership and the money story together. Connect the amount to the actual object. Prepare the next transaction with the background. Business is an optional $149/month banking upgrade.
Busy professionals
Make your money easier to stay on top of. Get a clearer answer about your money. Put less financial admin on your evening. Business is an optional $149/month banking upgrade.
Independent career builders
Make the money side of independent work easier. Work through the money before the next commitment. Make the next payment conversation less work. Business is an optional $149/month banking upgrade.
Knowledge businesses & publishers
Turn expertise into an offer. Keep the money around it clear. Understand the money behind your offer. Handle the repeat money questions with less effort. Business is an optional $149/month banking upgrade.
Cooperatives
Your Members Already Produce the Value. Why Are They Borrowing Just to Move It?
Connect your cooperative’s goods, services and trading relationships to the proof-native economy through reality-grade banking.
The harvest is ready. Your next move should be, too.
Put identified inventory, member deliveries and buyer relationships to work without losing the source behind the goods.
Finished goods. Waiting for dollars. Another production run on hold.
Connect finished goods, equipment rights and supplier exchange with inspectable ownership and payment records.
Your stock moves. Your dollars get stuck in the middle.
Keep inventory, supplier obligations, accepted delivery claims and repeated payments connected across the trading chain.
The work is done. The cooperative still needs paying.
Connect member authority, defined services, accepted deliverables and payment evidence without giving up member control.
You produce the power. Keep its records connected.
Connect defined energy delivery claims, meter evidence, member authority and the payment that follows.
Keep the homes cared for. Keep the decisions clear.
Connect property-related rights, maintenance work, member authority and recurring payment records.
Your members already trade. Give the network continuity.
Connect independent cooperatives through common proof, receiving and payment infrastructure while preserving member governance.
See the exchange. Inspect the infrastructure.
Walk through existing proof objects, ownership, receiving, payments and Settlement, with source evidence and organization-specific qualification.
What do your members have that others need?
Talk through your cooperative’s operating needs with BJ Klock’s Receiz Twin, ask questions and book an available time in the same conversation.
Together
You create the value. Let it go further. Together.
Keep the proof of what you create, share supported value directly and build a connected proof-native economy through reality-grade banking.
Make something worth keeping. Share more than a link.
Carry your authorship, ownership and supported rights with your music, images, writing and films. Connect directly with the people who value your work.
Put the value of your work in the conversation.
Connect your expertise, defined deliverables, agreements and supported payments so the next person can see what you bring.
Put what your business already has to work.
Connect goods, services, accepted rights and supported payments with source evidence across your trading relationships.
What you bring can help someone here.
Connect the contributions, needs and willing exchanges in your community through proof-native originals and reality-grade banking.
From what you create to what someone can use.
Follow the source, supported value, ownership handover and proof of one exchange in the proof-native economy.
Bring your question. Leave with a next step.
Talk directly with BJ Klock’s Receiz Twin, explore the proof-native economy and book a time in the same connected conversation.
Assets
Proof objects and ownership
Inspect the source, authorship, ownership, rights and history carried by a sealed asset.
Create an asset
Seal a moment, define its claim and publish the admitted original to your Receiz Showcase and the public Market.
Ownership
Understand current ownership authority, recipient-bound handovers and the history preserved by an asset transfer.
Fractional ownership
Inspect share units, supply, custody claims and the exact scope of a fractional ownership position.
Physical assets
Connect a physical item to its custodian, admitted receipt and defined transferable ownership claim.
Rights and backing
Distinguish source integrity, authorship, ownership, licenses, physical custody, funding and enforceable rights.
Your moments, your value
Everyone can originate eligible value from their own moments. See why personal origination and exchange belong together, how value accumulates, and how to inspect the rules.
Crypto holdings
Give the crypto you hold a useful next step. Carry inspectable source proof, understand supported payment paths and keep control through reality-grade banking.
NFTs & collections
Keep your collection, its recorded ownership and source proof connected. Explore portable proof objects and useful next experiences through reality-grade banking.
Open the proof
Inspect an original proof object, what its verified source establishes, its supported ownership and its carried history. Keep evidence separate from appearance.
Markets
The proof-native economy
Follow value from an original asset through ownership, account funding, payments and independently inspectable history.
Markets
Discover publicly listed assets, inspect ownership and understand the difference between a valuation and a completed trade.
Global Market Cap
Examine the public valuation universe, historical entry dates, current aggregate and exact boundaries of Global Market Cap.
Settlement and Reserve
Use one account while complete funding sources, ownership and history stay connected beneath it. Understand what receiving institutions must preserve.
Circulation and listings
Distinguish circulating assets, issued units, public listings and the subset with supported valuations.
Value over time
Read opening values, dated records, deterministic projections and current asset valuations without confusing them with trade prices.
Reality-grade banking: the asset market, from source to trade
A market begins with something you can inspect. Follow an original, understand the ownership offered, review the trade and keep the actual result.
Reality-grade banking: buy ownership with a complete record
Inspect the asset and its rights, choose the amount and review the supported purchase. Keep the original result connected to the position it creates.
Reality-grade banking: sell a position and inspect the proceeds
Take cash begins with a position you hold and a supported sale review. The exact trade record establishes what sold and what the operation returned.
Reality-grade banking: understand value, price and performance
A calculation, a quoted preview and a recorded execution answer different questions. Understand which one you are looking at before making a decision.
Reality-grade banking: understand the ownership and rights offered
Know which asset and share units you are acquiring, who has authority and what the original evidence actually establishes.
Reality-grade banking: trade records and position continuity
Keep the asset, share quantity, financial result and original attempt connected. Understand the position without losing the evidence behind it.
Reality-grade banking: fees, liquidity and available trade routes
A market is useful when its rights, costs and available execution are clear. Read the current operation and the source behind it.
History
Transaction receipts
Inspect participants, amount, moment, authorization, source evidence and the recorded result in a shared transaction receipt.
Source of funds
Follow funding events, proof objects and calculated FIFO attribution through the complete supported causal chain.
Memory Crystals
Retain loaded Ledger evidence and original proof sources in a local, independently reopenable record.
Time and ordering
Understand local dates, Kai-Klok KKSv1, exact pulse coordinates and the separate requirement for exclusive consumption.
Standards
Proof-native economic standards
Inspect the applicable contracts, evidence requirements, assessment scopes and failure conditions for proof-native economic continuity.
For institutions
Plan an evidence-preserving integration across identity, funds, assets, custody, receiving and independent verification.
For developers
Build on Receiz SDK, MCP and AI Skills with exact sources, existing authority and independently testable boundaries.
Security and authority
Understand identity custody, exact action approval, proof verification, replay protection and honest recovery boundaries.
Releases and qualification
Inspect the 4.0.0 release source, complete product recap, reproducible conformance evidence and capability-specific qualification.
Glossary
Plain definitions of proof objects, balance, Reserve, Settlement, custody, valuation, attribution and conformance.
Questions and answers
Practical answers about opening an account, paying, receiving Notes, asset value, originals and conformance.