What you have
Trading relationships, shared purchasing and member-to-member economic coordination.
Reality-grade banking · Federations
Your members already trade. Give the network continuity.
One member has what another needs. Different records and receiving systems make a simple commercial relationship harder to coordinate across the network.
Connect independent cooperatives through common proof, receiving and payment infrastructure while preserving member governance. Operate in the proof-native economy with your own governance and commercial decisions intact.
Your members already produce it.Give the value its next use.
Start with the business
you already have.
Which members already need what other members produce?
What you need
Common receiving requirements, clear authority and repeatable evidence across members.
Who may fit
Independent producer, manufacturing, distribution, worker, energy and housing cooperatives.
Less reconstructing.
A clearer handover.
Use the existing proof, ownership and receiving infrastructure against this operating problem.
Common evidence, independent members
Use the open schemas and receiving standard without transferring governance.
One exchange to reproduce
Inspect source, current authority and resulting ownership or payment evidence.
Repeat what works
Measure actual reconciliation effort and circulation before expanding.
See your value
take its next step.
Follow one illustrative exchange. The goods stay distinguishable from the rights that move.
Illustrative process · No ownership or funds move here.
Start with what is already there.
A crop. Finished stock. A service your members can deliver. Identify the source, the owner and the actual rights.
Keep the evidence with the value.
The proof object carries the supported claim, its origin, ownership and accepted history. The next participant can inspect the original.
Agree the exchange. Authorize the handover.
A willing counterparty accepts the defined rights under agreed terms. The supported transfer binds the current owner, recipient and predecessor.
Put the received value to work.
Exercise the claim or transfer it onward if its terms allow. Use funded Settlement when a monetary payment is agreed. Goods move under their delivery terms.
One exchange.
Clear terms.
Give the board and your trading partner a concrete starting point.
Choose three willing member businesses with a repeat trading relationship. Document each exchange separately; automated multilateral netting is not claimed.
The right that could move: An eligible asset or contractual claim with its own source, owner and permitted transition; the federation does not acquire it by indexing it.
Payment: Every member’s obligations remain with its actual parties and terms.
Settlement: Participating members can accept available Settlement through individually qualified receiving paths.
Fiat still needed: External obligations and counterparties outside accepted proof-native routes still need their required currency.
What your team brings
- Start with a small group of willing members and an actual recurring trade.
- Name the rights, authority and receiving requirements for each organization.
- Assess each integration; do not assume shared software qualifies every member.
Measure: Repeat exchanges, reconciliation effort and the remaining external fiat dependencies.
Discuss this exchangeYour cooperative.
Your authority.
The infrastructure connects evidence and accepted transitions. It does not take over member governance.
A valid source, current authority and the actual commercial terms govern what moves. The assessment establishes the missing operating boundaries before live use. It is not a funding request to build the existing infrastructure, and this page does not claim a completed integration for your sector.
Inspect the existing implementationSee where your cooperative
fits in the bigger picture.
Find the willing participants, the supported rights and the payments that still need their own route.
The questions your board
will want answered.
Clear terms make the next decision easier.
Do we have to buy Settlement?
No. Start with the value your members already produce and the specific exchange or payment problem. The assessment identifies which existing capabilities apply.
Can inventory move without first selling it for dollars?
An admitted proof-native asset structure can transfer supported rights when ownership, authority, custody, permitted transfer and recipient acceptance are established. The transfer does not by itself establish physical delivery.
Does a dollar valuation mean dollars are backing the asset?
No. A USD reference valuation is distinct from a cash balance, guarantee, funded Reserve or redemption obligation. Inspect the actual rights and backing.
Does sealing an asset create money?
Asset sealing and monetary issuance are distinct operations. A displayed commercial asset value does not create Settlement funding. Monetary value follows the existing source and execution rules.
Can members pay one another with Settlement?
Yes, with available authorized value, willing recipients and an applicable qualified financial path. Receiving requirements remain attached to the actual operation.
Can we keep our existing bank and governance?
Yes. Participating organizations retain their assets, governance, members and commercial decisions. Compatible workflows do not inherently require abandoning existing banking relationships.
Does the application own our assets or replace legal title?
No. The underlying source and applicable rights determine ownership. Legal title, warehouse custody, insurance and physical delivery retain their own evidence and commercial arrangements.
Can our developers inspect and integrate it?
Yes. The Bankeiz source, receiving standard and existing Receiz SDK, MCP and AI Skills can be inspected under their applicable licenses. Qualification is specific to the capability and operating environment.
Is Bankeiz a chartered bank?
Bankeiz is the open-source banking application built on Receiz. This page makes no claim of banking charter status or regulatory authorization. Regulated financial services need their applicable providers and permissions.
What does the integration assessment commit us to?
It starts a conversation about one concrete commercial problem. No application payment, asset transfer or financial commitment occurs here. Any scope, commercial terms and production requirements are agreed separately.
Reality-grade banking
The value was there
before the payment.
The food before the invoice. The equipment before the purchase.
The work before the paycheck. Put what your members already produce to work in the proof-native economy.