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Reality-Grade Banking Conformance Register

Inspect Reality-Grade Banking conformance certificates and receiving assessments by institution or implementation. Compare each result’s original evidence, assessed scope and exact build.

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Reality-Grade Banking

Conformance Register.

Can this institution receive money and keep its original proof, provenance, ownership and complete history intact through the next transfer?

Prestige is not proof.

Search the institution directory
Published receiving standardFAIL

Until the evidence passes.

Receiving conformance stays red until complete, applicable independent evidence demonstrates the published requirements.

Missing proof leaves conformance unestablished. A documented failure has its own evidence.

The path to green
Illustration: one portable Original remains connected across places and experiences built to the standard.

Conformance under Reality-Grade Banking

The institution directory.

The Reality-Grade Banking register records conformance evidence for institutions and implementations. Each entry identifies the assessed scope, exact build and original proof behind its result.

Institutions
60
Passed
1
Evidence required
59

Qualification follows the published Reality-Grade Banking receiving standard. A PASS requires verified, inspectable conformance evidence.

Showing 60 of 60 institutions.

Inspect the requirements
01 / REGISTER

Bankeiz

Global · Reference implementation

PASS

Reality-Grade Banking · Money continuity

Conforming for the recorded scope

Public integration contract · 33 / 33 cases passed

The published Original records 33 passing conformance cases. PASS applies to the recorded Public integration contract scope. Separate reference checks are reported alongside that Original.

Evidence and requirements for Bankeiz

Reality-Grade Banking conformance certificate

This recorded result covers the Public integration contract at the following build. Its scope is the published integration assessment; the original carries the complete evidence, canonical seal and holder.

Assessed scope
Public integration contract
Cases passed
33 / 33
Implementation build SHA-256
bb2b3a95c6f8737c207142474e74a1e9118efb84226ecff44edd9885bf700c89
Evidence SHA-256
379297e32c719aa0ba71131d0541f72efa1ea72cf2f80ed0a712de2289897b56
Original artifact SHA-256
42639bee60e2650d4f58901ab9e66456ed2421a88330621c88d26e4e1889d75f
Credential holder · Receiz ID
bjklock.receiz.id

Recorded reference checks

12 / 12 checks passed. Completed 2026-11-13T04:08:37.325Z.

Reference checks retain their own recorded scope and completion. The certificate identifies the exact assessed build and its complete evidence.

02 / REGISTER

Chase · JPMorgan Chase

United States · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Chase · JPMorgan Chase

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
03 / REGISTER

Wells Fargo

United States · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Wells Fargo

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
04 / REGISTER

Bank of America

United States · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bank of America

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
05 / REGISTER

Citi

United States · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Citi

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
06 / REGISTER

Goldman Sachs

United States · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Goldman Sachs

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
07 / REGISTER

HSBC

United Kingdom · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for HSBC

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
08 / REGISTER

Morgan Stanley

United States · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Morgan Stanley

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
09 / REGISTER

UBS

Switzerland · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for UBS

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
10 / REGISTER

Barclays

United Kingdom · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Barclays

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
11 / REGISTER

Deutsche Bank

Germany · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Deutsche Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
12 / REGISTER

BNP Paribas

France · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for BNP Paribas

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
13 / REGISTER

Santander

Spain · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Santander

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
14 / REGISTER

Standard Chartered

United Kingdom · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Standard Chartered

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
15 / REGISTER

Royal Bank of Canada

Canada · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Royal Bank of Canada

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
16 / REGISTER

TD Bank Group

Canada · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for TD Bank Group

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
17 / REGISTER

MUFG

Japan · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for MUFG

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
18 / REGISTER

ICBC

China · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for ICBC

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
19 / REGISTER

BNY

United States · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for BNY

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
20 / REGISTER

Scotiabank

Canada · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Scotiabank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
21 / REGISTER

BMO

Canada · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for BMO

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
22 / REGISTER

CIBC

Canada · North America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for CIBC

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
23 / REGISTER

Lloyds Banking Group

United Kingdom · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Lloyds Banking Group

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
24 / REGISTER

NatWest Group

United Kingdom · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for NatWest Group

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
25 / REGISTER

ING

Netherlands · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for ING

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
26 / REGISTER

BBVA

Spain · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for BBVA

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
27 / REGISTER

Crédit Agricole

France · Europe · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Crédit Agricole

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
28 / REGISTER

Mizuho Financial Group

Japan · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Mizuho Financial Group

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
29 / REGISTER

SMBC Group

Japan · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for SMBC Group

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
30 / REGISTER

China Construction Bank

China · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for China Construction Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
31 / REGISTER

Bank of China

China · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bank of China

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
32 / REGISTER

DBS

Singapore · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for DBS

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
33 / REGISTER

OCBC

Singapore · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for OCBC

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
34 / REGISTER

UOB

Singapore · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for UOB

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
35 / REGISTER

Commonwealth Bank of Australia

Australia · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Commonwealth Bank of Australia

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
36 / REGISTER

National Australia Bank

Australia · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for National Australia Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
37 / REGISTER

ANZ

Australia · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for ANZ

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
38 / REGISTER

HDFC Bank

India · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for HDFC Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
39 / REGISTER

State Bank of India

India · Asia Pacific · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for State Bank of India

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
40 / REGISTER

First Abu Dhabi Bank

United Arab Emirates · Middle East & Africa · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for First Abu Dhabi Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
41 / REGISTER

Emirates NBD

United Arab Emirates · Middle East & Africa · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Emirates NBD

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
42 / REGISTER

QNB

Qatar · Middle East & Africa · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for QNB

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
43 / REGISTER

Al Rajhi Bank

Saudi Arabia · Middle East & Africa · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Al Rajhi Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
44 / REGISTER

Standard Bank Group

South Africa · Middle East & Africa · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Standard Bank Group

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
45 / REGISTER

Absa Group

South Africa · Middle East & Africa · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Absa Group

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
46 / REGISTER

Access Bank

Nigeria · Middle East & Africa · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Access Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
47 / REGISTER

Itaú Unibanco

Brazil · Latin America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Itaú Unibanco

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
48 / REGISTER

Bradesco

Brazil · Latin America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bradesco

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
49 / REGISTER

Banco do Brasil

Brazil · Latin America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Banco do Brasil

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
50 / REGISTER

Banorte

Mexico · Latin America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Banorte

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
51 / REGISTER

Bancolombia

Colombia · Latin America · Banking institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bancolombia

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
52 / REGISTER

Federal Reserve System

United States · North America · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Federal Reserve System

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
53 / REGISTER

European Central Bank

Euro area · Europe · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for European Central Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
54 / REGISTER

Bank of England

United Kingdom · Europe · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bank of England

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
55 / REGISTER

Bank of Japan

Japan · Asia Pacific · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bank of Japan

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
56 / REGISTER

Swiss National Bank

Switzerland · Europe · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Swiss National Bank

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
57 / REGISTER

People’s Bank of China

China · Asia Pacific · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for People’s Bank of China

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
58 / REGISTER

Bank of Canada

Canada · North America · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bank of Canada

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
59 / REGISTER

Reserve Bank of India

India · Asia Pacific · Central bank

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Reserve Bank of India

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard
60 / REGISTER

Bank for International Settlements

Switzerland · Europe · International financial institution

FAIL

Reality-Grade Banking · Money continuity

Conformance not demonstrated

No qualifying independent receiving assessment is recorded in this register. Required conformance evidence is missing, so the qualification gate remains FAIL.

Evidence and requirements for Bank for International Settlements

Missing qualifying assessment

No qualifying independent receiving assessment is published in this register. This entry does not report an institution-specific trial.

  • A named reviewer and an inspectable report.
  • The exact receiving capability, build, environment, adapter and rails.
  • Applicable control evidence, including the onward transfer.

Published receiving standard

Every applicable receiving control needs independently verifiable evidence for the exact scope, preserving the money’s proof into the next transfer.

Read the five requirements Inspect the complete receiving standard

Institution not listed? Bring the receiving requirements ↗

Register policy · 2026-11-05money · receiving and onward transfer

The test is what reaches the next person.

The money moves.
Its history stays whole.

Receiving is more than showing a balance. The next holder must be able to inspect the original source and the legitimate path to their ownership.

  1. 01

    Receive money with its original proof

    Open and verify the complete Original and its funding sources. A payment notification, screenshot or balance entry cannot replace the money’s carried proof.

    Read requirement
  2. 02

    Preserve the money exactly

    Keep the original denomination, exact units and funded composition. Credit the money exactly once, including after interruption.

    Read requirement
  3. 03

    Keep ownership and provenance

    Bind the actual receiver and current owner to the admitted source. Preserve every required predecessor and reject stale or conflicting ownership.

    Read requirement
  4. 04

    Keep the complete history intact

    Carry the original source and its causal history through receiving, storage, export and recovery. Reopening must independently establish the same history.

    Read requirement
  5. 05

    Pass the money and proof to the next receiver

    An onward transfer must preserve the money, ownership and history for independent verification by the next receiver. The evidence must survive beyond one institution’s interface.

    Read requirement

These five plain-language requirements introduce the complete profile. Every applicable source, trust, custody, time, allocation, transfer, recovery and preservation control still requires evidence.

Read the full receiving standard

The path to green is public.

Build it.
Prove it. Publish it.

Publish independently verifiable evidence for an exact receiving scope. A name, a demonstration or a self-declared result cannot supply the missing proof.

  1. 01

    Name the receiver.

    Identify the institution, capability, rails, exact build, operating environment and adapter.

    Build an independent receiver
  2. 02

    Run the independent procedure.

    Exercise admitted incoming sources, refusals, custody, concurrent requests, interruptions and onward transfer. Retain independently inspectable evidence.

    Read the assessment procedure
  3. 03

    Submit the passing Original.

    Open the institution’s evidence dropdown and upload its public conformance Original. Verification and publication update the shared record automatically for the exact assessed scope.

    Find the institution record

New evidence changes the record.

Submit a passing Original from the institution’s evidence dropdown. Its seal, test evidence, institution binding and exact scope are verified before an accepted result updates the public record. Previous accepted Originals remain available.

Update an institution record

The record can be inspected and corrected.

Evidence belongs with the verdict.

Open the original. Inspect the scope.

Reality-Grade Banking conformance certificates record which published requirements an implementation has passed, for a defined scope and build. Reference checks and receiving assessments retain their own evidence and scope. Preserve the exact certificate or report and its assessed build when comparing results.

Publish a passing Original from the institution’s evidence dropdown. A verified submission updates the shared record automatically while preserving its assessed scope, build and accepted proof history. The assessment workspace remains available to inspect or prepare the underlying evidence.

Public source directories