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Payments | Bankeiz

Send and receive through Receiz ID with an exact review, a signed operation and a connected receipt.

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Banking · The complete picture

Payments

Choose who. Choose how much. Keep the receipt.

Illustration: two proof objects remain connected through one transfer and its source layers.

Follow the connection

01Choose02Approve03Keep the receipt

Choose

Pick the person and amount. Their name and the money you are sending stay clear before you act.

An explanatory model. No account action is performed.

See the actual experience

The team is paid.
The records stay together.

The optional Business tools help with the checks, the follow-through and the records around your money. Watch the complete example inside the same conversation.

See Business in action Actual interface · Example data. Scripted demonstration. No messages or payments are sent.
Actual interface · Example data
23:09:08D3/M5/Y2☤ 14,738,933
Balance$18,500.00
→ $0.00 (0.00%)Available history
All1D1W1M3M1Y
Oct 18, 2026Oct 20, 2026
SendReceive
Investments$1,000.00Invested $910.00↗ +9.89%+$90.00 · Total returnRefresh balance

Your assets

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Investments

An original recording2 shares$500.00+11.11%A field guide4 shares$180.00+12.5%Wheat harvest · 1,000 kg1 share$320.00+6.66%

Public showcase

Wheat harvest · 1,000 kgPublic showcaseWorkshop equipmentPublic showcaseOriginal sneakersPublic showcase

Recent activity

Your historyYour transactions and receipts

Your agent

AskCheckReviewApprovePaid

The team is paid. Their records are together.

Pay the team for this week using the approved amounts.

Your agent

I’m checking the payments, the agreed work and the commitments you already told me about.

Your agent

Alex has $1,200 approved, Rae $1,100 and Morgan $900. That is $3,200 across three people. Your account has $18,500 before those payments.

The context behind the answer
Account before
$18,500
Approved team payments
$3,200
Three separate recipients
Exact amounts reviewed

Keep each payment with the work it is for.

Your agent

The three recipients, amounts and approved work references are ready together. Each payment keeps its own exact approval and record.

Review the planThe amounts and original context, together.

I approve each payment: Alex $1,200, Rae $1,100 and Morgan $900 for this week’s approved work. Keep each person’s record with it.

Your agent

The exact recipients, amounts and purpose are approved in your instruction. Each supported payment keeps its own review and record.

Your agent

The team is paid. Their records are together. Alex: $1,200 paid. Rae: $1,100 paid. Morgan: $900 paid. The account now has $15,300. Each payment keeps its own recipient, purpose and record.

AlexPaid$1,200.00
Money sent$1,200.00To Alex

Approved weekly work

Payment details
Recorded amount
$1,200.00
Φ
60
Reference
example-daily-daily-payroll-0
Open this payment record
RaePaid$1,100.00
Money sent$1,100.00To Rae

Approved weekly work

Payment details
Recorded amount
$1,100.00
Φ
55
Reference
example-daily-daily-payroll-1
Open this payment record
MorganPaid$900.00
Money sent$900.00To Morgan

Approved weekly work

Payment details
Recorded amount
$900.00
Φ
45
Reference
example-daily-daily-payroll-2
Open this payment record
Total paid$3,200

Account after $15,300.00

Reality-grade banking

Read the conversation

YouPay the team for this week using the approved amounts.

Your agentAlex has $1,200 approved, Rae $1,100 and Morgan $900. That is $3,200 across three people. Your account has $18,500 before those payments.

YouKeep each payment with the work it is for.

Your agentThe three recipients, amounts and approved work references are ready together. Each payment keeps its own exact approval and record.

Find the recipient

Use a Receiz username, a payment request or a receiving link. Suggestions can include existing conversations and matching public profiles. A display name helps discovery; the resolved account identity determines the payment destination. Review that destination before approval.

One amount

Enter the amount you want to send. Funding uses available Reserve first and Settlement for any remainder. You do not need to choose between them. When both contribute, the receipt retains both components and their exact source basis.

Send beyond one app

The Original carries the money, its ownership and its history. Share a completed addressed Note directly, including person-to-person offline delivery. Bankeiz and other reality-grade banking implementations make preparing, receiving and managing money convenient. Any receiving implementation preserves the complete proof under the same open standard.

Review before approval

Account access does not authorize a payment. The review identifies the recipient, amount and supported execution. Your device signs the exact action. A link, QR code, conversation or agent suggestion cannot substitute for your approval.

One financial result

An operation can carry several records: the money movement, delegated authorization and its proof. Related evidence belongs inside the payment view. Separate evidence records do not mean the account was debited twice. The financial result is checked against its signed operation.

Recover an interrupted payment

A missing response does not establish failure. The application retains the exact attempted operation and checks its result before retrying. Do not create a different payment merely because a confirmation was interrupted. This preserves once-only execution across uncertain responses.

Follow the value

The receipt connects the event to available funding evidence. Object-level FIFO attribution is explicitly calculated from the recorded source basis and spend order. It explains which sources support a spend without claiming the original pooled transfer recorded an individual object allocation.

Method, sources and assessment

This explanation describes the supported implementation. Exact protocol requirements come from the pinned Receiz contracts and original sources. A reference result does not qualify a production deployment or a physical device.

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