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Messages and your agent | Bankeiz

Your conversations, memories and next steps in one account. Understand a payment, revisit your history and prepare what comes next.

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Banking · The complete picture

Messages and your agent

Your conversations. In the same account.

Illustration: two proof objects remain connected through one transfer and its source layers.

Follow the connection

01Continue the conversation02Understand your history03Prepare your next move

Continue the conversation

Return to your existing conversations and the memories your agent can use. Keep the context you choose to share.

An explanatory model. No account action is performed.

Optional Business · See what your agent can handle

Ask about your money.
See the result.

Choose the money task on your mind. Follow the checks, your instruction and the finished result in the same conversation.

Pay the teamGet paidCan I afford it?

Actual interface · Fictional records and scripted results. No money moves in the walkthrough.

Actual interface · Example data
23:09:08D3/M5/Y2☤ 14,738,933
Balance$18,500.00
→ $0.00 (0.00%)Available history
All1D1W1M3M1Y
Oct 18, 2026Oct 20, 2026
SendReceive
Investments$1,000.00Invested $910.00↗ +9.89%+$90.00 · Total returnRefresh balance

Your assets

View all

Investments

An original recording2 shares$500.00+11.11%A field guide4 shares$180.00+12.5%Wheat harvest · 1,000 kg1 share$320.00+6.66%

Public showcase

Wheat harvest · 1,000 kgPublic showcaseWorkshop equipmentPublic showcaseOriginal sneakersPublic showcase

Recent activity

Your historyYour transactions and receipts

Your agent

AskCheckReviewApprovePaid

The team is paid. Their records are together.

Pay the team for this week using the approved amounts.

Your agent

I’m checking the payments, the agreed work and the commitments you already told me about.

Your agent

Alex has $1,200 approved, Rae $1,100 and Morgan $900. That is $3,200 across three people. Your account has $18,500 before those payments.

The context behind the answer
Account before
$18,500
Approved team payments
$3,200
Three separate recipients
Exact amounts reviewed

Keep each payment with the work it is for.

Your agent

The three recipients, amounts and approved work references are ready together. Each payment keeps its own exact approval and record.

Review the planThe amounts and original context, together.

I approve each payment: Alex $1,200, Rae $1,100 and Morgan $900 for this week’s approved work. Keep each person’s record with it.

Your agent

The exact recipients, amounts and purpose are approved in your instruction. Each supported payment keeps its own review and record.

Your agent

The team is paid. Their records are together. Alex: $1,200 paid. Rae: $1,100 paid. Morgan: $900 paid. The account now has $15,300. Each payment keeps its own recipient, purpose and record.

AlexPaid$1,200.00
Money sent$1,200.00To Alex

Approved weekly work

Payment details
Recorded amount
$1,200.00
Φ
60
Reference
example-daily-daily-payroll-0
Open this payment record
RaePaid$1,100.00
Money sent$1,100.00To Rae

Approved weekly work

Payment details
Recorded amount
$1,100.00
Φ
55
Reference
example-daily-daily-payroll-1
Open this payment record
MorganPaid$900.00
Money sent$900.00To Morgan

Approved weekly work

Payment details
Recorded amount
$900.00
Φ
45
Reference
example-daily-daily-payroll-2
Open this payment record
Total paid$3,200

Account after $15,300.00

Reality-grade banking

Read the conversation

YouPay the team for this week using the approved amounts.

Your agentAlex has $1,200 approved, Rae $1,100 and Morgan $900. That is $3,200 across three people. Your account has $18,500 before those payments.

YouKeep each payment with the work it is for.

Your agentThe three recipients, amounts and approved work references are ready together. Each payment keeps its own exact approval and record.

A separate record for each payment. Your context stays with the result.

The conversations you already have

Messages reuses Receiz’s existing direct and group conversations under your open identity. It does not create a separate Bankeiz social account. Retained encrypted inbox data can appear on reopening while the existing connection synchronizes in the background.

Find someone new

Search by name or username to find Receiz profiles beyond your current inbox. Select the intended person before starting a conversation. A public profile match is discovery information; the actual conversation uses its resolved participant identities.

A natural exchange

Your outgoing message appears immediately with its delivery state. Typing indicators use the existing Receiz channel rather than a separate polling service. A pending local bubble is not presented as a confirmed remote delivery. Replies and call state come from the existing communication capabilities.

An agent with continuity

Understand a payment, revisit a memory and prepare your next move in a conversation that can carry forward. Your agent uses the existing Receiz Twin and the memories and records you choose to share; it does not receive every private account record automatically. With access, Your agent opens first. Otherwise Messages opens first, and you can ask a question in the same familiar agent view to explore the upgrade.

Actions stay deliberate

Questions can use selected records as context. Sending a message, placing a call and approving a payment remain distinct actions. An agent response does not grant financial authority. Calling uses device microphone or camera permission when those capabilities are requested.

Upgrade the same profile

Understand the payment, work through your cash-flow question and prepare the request or follow-up without rebuilding the background. Business adds extra financial intelligence, automation and tools for the money work around your business. Core proof, ownership and Settlement stay free. The supported subscription checkout upgrades your Receiz profile, rather than creating another subscription identity. Card checkout uses the existing Receiz purchase flow. A pending checkout or local success display is not treated as a verified entitlement until the underlying result confirms it.

Method, sources and assessment

This explanation describes the supported implementation. Exact protocol requirements come from the pinned Receiz contracts and original sources. A reference result does not qualify a production deployment or a physical device.

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