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Reality-grade banking explained | Proof-native economy

Learn how proof-native banking connects your identity, verifiable asset ownership, Reserve funds and Settlement value in one account.

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Enter bank

Your money.
Your choice.

Send, receive and use your money. Its Original carries the record of where it came from, who owns it and how it moved.

Enter bank See how it works
Your value should carry its proof.Hold it. Move it. Put it to work.
Illustration: a source Original, its connected history layers and an inspection lens.

Same familiar actions.
Entirely new possibilities.

A proof object keeps the asset, its ownership, and its history connected.

Money
Physical assets
Proof objects
Proof
HoldSendDivideInspect

The actual interface

Your funds.
Ready to use.

Check your funds. Pay someone. Share your payment link.

01Account02Send03Receive

See where you stand.

Your funds, assets and activity, together.

The money picture, in one place.Explore this step

Illustrated example · No account is opened and no money moves in this walkthrough.

Actual interface · Example data
23:09:08D3/M5/Y2☤ 14,738,933
Balance$1,125.00
↗ +$125.00 (+12.50%)Available history
All1D1W1M3M1Y
Oct 18, 2026Oct 20, 2026
SendReceive
Investments$1,000.00Invested $910.00↗ +9.89%+$90.00 · Total returnRefresh balance

Your assets

View all

Investments

An original recording2 shares$500.00+11.11%A field guide4 shares$180.00+12.5%Wheat harvest · 1,000 kg1 share$320.00+6.66%

Public showcase

Wheat harvest · 1,000 kgPublic showcaseWorkshop equipmentPublic showcaseOriginal sneakersPublic showcase

Recent activity

Your historyYour transactions and receipts

Reality-grade banking

Actual interface · Example account and payment data.

Your money moves. Its proof stays with it.
Carry a completed Note directly, including person to person offline. Choose the banking experience that suits you. See how Notes travel ↗

Your identity.
In your hands.

Your identity opens your account.
Your signing key stays on your device.

Understand your Identity Record

Device-held signing

Your signing key stays on your device.

Exact sealed sources

Linked to verifiable originals.

Inspectable continuity

A clear, traceable history you can review.

Go a little deeper.

The foundations.

01

Your identity

Open your account and keep your value and history connected. Your signing key stays with you.

02

Proof objects & ownership

Understand the original source, ownership, and the possibilities of physical custody.

03

Where your funds come from

One account. Complete source records. Money that carries its proof.

04

Why an Original has value

See how a sealed origin carries intrinsic value, how its own PBI signature unlocks access, and how to reproduce the calculation.

05

Your Vaults

Hold your money and originals separately. Share the proof without sharing access.

06

Protect your value

See the protection behind separate Vault authority and optional passkey encryption.

07

The cooperative economy

Put what your members already produce to work through defined rights and connected proof.

Less time managing money.
More time running your business.

Know what came in, what went out and what needs attention. Prepare payment requests, follow-ups and the next money decision with the client, the work and the record together.

Less chasing. Less financial admin.

Ask your agent to work through the money question, prepare the next step and keep the useful context for later. Set up answers and payment routes so repeat client questions take less of your day.

Your account, originals and supported value stay available without Business. This optional addition supplies extra financial intelligence, automation and business tools.See what Business takes off your plate

A familiar place.
A new kind of possibility.

Enter bank

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