Your balance.
Already part of it.
Use what you have. When your balance covers the payment, there’s no card step. When it doesn’t, the card funds just the difference.
For the person paying. And the person getting paid.
Split the dinner. Pay for the work. Get the next order moving.
One simple checkout. A record you can keep.

Feel how little it takes.
Open someone’s payment link. Enter the amount. Review who you’re paying and how much. Then approve.
Your available balance goes first. A card covers what’s left. You can also pay with a supported Note.
Your existing ID comes with you. New here? Checkout creates an ID on your device without a separate signup screen.
The details, when you want themDirectly. Simply. Yours.
Your balance is used first. A card covers only what’s left.
You approve the amount before any payment.
No signup step. Save your Identity Record to use this account on another device.
About account accessType an amount or press Continue. You’re trying the actual Bankeiz screens with fictional example data.
Click through or watch. No account opens and no money moves. The card handoff is illustrated; no card information is collected.
{"amount":"<div class=\"checkout-shell\"><header class=\"checkout-header\"><a href=\"#payment-example\" aria-label=\"Bankeiz home\" class=\"checkout-logo\" data-pay-action=\"explain\"><svg viewBox=\"112 112 288 288\" fill=\"currentColor\" focusable=\"false\" aria-hidden=\"true\"><path d=\"M256 117 379 184v17H133v-17l123-67Zm0 26-75 40h150l-75-40Z\" fill-rule=\"evenodd\"></path>\n <rect x=\"146\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"210\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"274\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"338\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"133\" y=\"337\" width=\"246\" height=\"18\" rx=\"2\"></rect>\n <rect x=\"119\" y=\"367\" width=\"274\" height=\"18\" rx=\"3\"></rect></svg></a><span><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-lock-keyhole\"><circle cx=\"12\" cy=\"16\" r=\"1\"></circle><rect x=\"3\" y=\"10\" width=\"18\" height=\"12\" rx=\"2\"></rect><path d=\"M7 10V7a5 5 0 0 1 10 0v3\"></path></svg>Secure payment</span></header><main class=\"checkout-card\" aria-busy=\"false\"><header class=\"checkout-recipient\"><span class=\"profile-avatar \" aria-hidden=\"true\"><span>M</span></span><span class=\"checkout-eyebrow\">You're paying</span><h1>@mayaexample</h1><p>Directly. Simply. Yours.</p></header><div><label class=\"form-field\"><span>Payment amount</span><div class=\"amount-input large\"><span class=\"amount-prefix\">$</span><input inputmode=\"decimal\" autocomplete=\"off\" placeholder=\"0.00\" aria-label=\"Payment amount\" value=\"75.00\" data-pay-amount=\"\"></div></label><div class=\"checkout-methods\" role=\"group\" aria-label=\"Payment method\"><button type=\"button\" aria-label=\"Card or balance\" aria-pressed=\"true\" data-pay-action=\"balance\"><svg class=\"checkout-balance-card-icon\" width=\"33.42857142857143\" height=\"26\" viewBox=\"0 0 36 28\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M23 11V9a3 3 0 0 0-3-3H5a3 3 0 0 0-3 3v12a3 3 0 0 0 3 3h10\"></path><path d=\"M3 7V5.5a2 2 0 0 1 1.7-2l13-1.8A2 2 0 0 1 20 3.7V6\"></path><rect x=\"15\" y=\"11\" width=\"19\" height=\"14\" rx=\"2.5\"></rect><path d=\"M15 16h19m-15 5h4\"></path></svg></button><button type=\"button\" aria-label=\"Note\" aria-pressed=\"false\" data-pay-action=\"note\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-banknote\" aria-hidden=\"true\"><rect width=\"20\" height=\"12\" x=\"2\" y=\"6\" rx=\"2\"></rect><circle cx=\"12\" cy=\"12\" r=\"2\"></circle><path d=\"M6 12h.01M18 12h.01\"></path></svg></button></div><p class=\"checkout-caption checkout-funding-hint\">Your balance is used first. A card covers only what’s left.</p><button class=\"primary-button\" type=\"button\" data-pay-action=\"review\">Continue<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-arrow-right\"><path d=\"M5 12h14\"></path><path d=\"m12 5 7 7-7 7\"></path></svg></button><p class=\"checkout-approval-note\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-shield-check\"><path d=\"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z\"></path><path d=\"m9 12 2 2 4-4\"></path></svg>You approve the amount before any payment.</p></div><details class=\"checkout-identity\"><summary>Your account, on this device<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-arrow-up-right\"><path d=\"M7 7h10v10\"></path><path d=\"M7 17 17 7\"></path></svg></summary><div><p>No signup step. Save your Identity Record to use this account on another device.</p><button type=\"button\" data-pay-action=\"explain\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-download\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"></path><polyline points=\"7 10 12 15 17 10\"></polyline><line x1=\"12\" x2=\"12\" y1=\"15\" y2=\"3\"></line></svg>Save Identity Record</button><button type=\"button\" data-pay-action=\"explain\"><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19 11V4a2 2 0 0 0-2-2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h4M7 2v20\"></path><circle cx=\"13\" cy=\"7.5\" r=\"1.8\"></circle><path d=\"M9.8 14.5v-.8a3.2 3.2 0 0 1 6.4 0v.8\"></path><circle cx=\"18\" cy=\"16\" r=\"2.7\"></circle><path d=\"m16 18-4 4h2v-2h2v-2\"></path></svg>Use existing Identity Record</button><a href=\"#payment-example\" data-pay-action=\"explain\">About account access<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-arrow-up-right\"><path d=\"M7 7h10v10\"></path><path d=\"M7 17 17 7\"></path></svg></a></div></details></main></div>","review":"<div class=\"checkout-shell\"><header class=\"checkout-header\"><a href=\"#payment-example\" aria-label=\"Bankeiz home\" class=\"checkout-logo\" data-pay-action=\"explain\"><svg viewBox=\"112 112 288 288\" fill=\"currentColor\" focusable=\"false\" aria-hidden=\"true\"><path d=\"M256 117 379 184v17H133v-17l123-67Zm0 26-75 40h150l-75-40Z\" fill-rule=\"evenodd\"></path>\n <rect x=\"146\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"210\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"274\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"338\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"133\" y=\"337\" width=\"246\" height=\"18\" rx=\"2\"></rect>\n <rect x=\"119\" y=\"367\" width=\"274\" height=\"18\" rx=\"3\"></rect></svg></a><span><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-lock-keyhole\"><circle cx=\"12\" cy=\"16\" r=\"1\"></circle><rect x=\"3\" y=\"10\" width=\"18\" height=\"12\" rx=\"2\"></rect><path d=\"M7 10V7a5 5 0 0 1 10 0v3\"></path></svg>Secure payment</span></header><main class=\"checkout-card\" aria-busy=\"false\"><header class=\"checkout-recipient\"><span class=\"profile-avatar \" aria-hidden=\"true\"><span>M</span></span><span class=\"checkout-eyebrow\">You're paying</span><h1>@mayaexample</h1><p>Directly. Simply. Yours.</p></header><section class=\"checkout-review\"><p class=\"checkout-eyebrow\">Review payment</p><strong class=\"checkout-review-amount\">$75.00</strong><dl><div><dt>To</dt><dd>@mayaexample</dd></div><div><dt>Pay with</dt><dd>Card</dd></div><div><dt>Card payment</dt><dd data-pay-card-amount=\"\">$75.00</dd></div></dl><button class=\"primary-button\" type=\"button\" data-pay-action=\"card\">Pay $75.00</button><button class=\"checkout-back\" type=\"button\" data-pay-action=\"amount\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-arrow-left\"><path d=\"m12 19-7-7 7-7\"></path><path d=\"M19 12H5\"></path></svg>Back</button></section><details class=\"checkout-identity\"><summary>Your account, on this device<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-arrow-up-right\"><path d=\"M7 7h10v10\"></path><path d=\"M7 17 17 7\"></path></svg></summary><div><p>No signup step. Save your Identity Record to use this account on another device.</p><button type=\"button\" data-pay-action=\"explain\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-download\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"></path><polyline points=\"7 10 12 15 17 10\"></polyline><line x1=\"12\" x2=\"12\" y1=\"15\" y2=\"3\"></line></svg>Save Identity Record</button><button type=\"button\" data-pay-action=\"explain\"><svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19 11V4a2 2 0 0 0-2-2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h4M7 2v20\"></path><circle cx=\"13\" cy=\"7.5\" r=\"1.8\"></circle><path d=\"M9.8 14.5v-.8a3.2 3.2 0 0 1 6.4 0v.8\"></path><circle cx=\"18\" cy=\"16\" r=\"2.7\"></circle><path d=\"m16 18-4 4h2v-2h2v-2\"></path></svg>Use existing Identity Record</button><a href=\"#payment-example\" data-pay-action=\"explain\">About account access<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-arrow-up-right\"><path d=\"M7 7h10v10\"></path><path d=\"M7 17 17 7\"></path></svg></a></div></details></main></div>","complete":"<div class=\"checkout-shell\"><header class=\"checkout-header\"><a href=\"#payment-example\" aria-label=\"Bankeiz home\" class=\"checkout-logo\" data-pay-action=\"explain\"><svg viewBox=\"112 112 288 288\" fill=\"currentColor\" focusable=\"false\" aria-hidden=\"true\"><path d=\"M256 117 379 184v17H133v-17l123-67Zm0 26-75 40h150l-75-40Z\" fill-rule=\"evenodd\"></path>\n <rect x=\"146\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"210\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"274\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"338\" y=\"215\" width=\"28\" height=\"110\" rx=\"2\"></rect>\n <rect x=\"133\" y=\"337\" width=\"246\" height=\"18\" rx=\"2\"></rect>\n <rect x=\"119\" y=\"367\" width=\"274\" height=\"18\" rx=\"3\"></rect></svg></a><span><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-lock-keyhole\"><circle cx=\"12\" cy=\"16\" r=\"1\"></circle><rect x=\"3\" y=\"10\" width=\"18\" height=\"12\" rx=\"2\"></rect><path d=\"M7 10V7a5 5 0 0 1 10 0v3\"></path></svg>Secure payment</span></header><main class=\"checkout-card\" aria-busy=\"false\"><section class=\"checkout-complete\" aria-live=\"polite\"><span class=\"checkout-success\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-check\"><path d=\"M20 6 9 17l-5-5\"></path></svg></span><p class=\"checkout-eyebrow\">Payment recorded</p><h1>Payment complete.</h1><strong class=\"checkout-paid-amount\">$75.00</strong><p>To @mayaexample</p><dl class=\"checkout-receipt-details\"><div><dt>Paid with</dt><dd>Balance</dd></div><div class=\"checkout-reference\"><dt>Payment reference</dt><dd><code>example-not-a-payment</code><button type=\"button\" aria-label=\"Copy payment reference\" data-pay-action=\"explain\"><span class=\"copy-feedback-mark\" data-copied=\"false\" aria-hidden=\"true\" style=\"width: 15px; height: 15px;\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-copy\"><rect width=\"14\" height=\"14\" x=\"8\" y=\"8\" rx=\"2\" ry=\"2\"></rect><path d=\"M4 16c-1.1 0-2-.9-2-2V4c0-1.1.9-2 2-2h10c1.1 0 2 .9 2 2\"></path></svg></span></button></dd></div></dl><button class=\"secondary-button\" type=\"button\" data-pay-action=\"explain\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-download\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"></path><polyline points=\"7 10 12 15 17 10\"></polyline><line x1=\"12\" x2=\"12\" y1=\"15\" y2=\"3\"></line></svg>Save receipt</button><button class=\"primary-button\" type=\"button\" data-pay-action=\"explain\"><svg xmlns=\"http://www.w3.org/2000/svg\" width=\"17\" height=\"17\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-download\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"></path><polyline points=\"7 10 12 15 17 10\"></polyline><line x1=\"12\" x2=\"12\" y1=\"15\" y2=\"3\"></line></svg>Save Identity Record</button><p class=\"checkout-caption\">Your account is already on this device. Your Identity Record lets you take it with you.</p><a class=\"checkout-open-bank\" href=\"#payment-example\" data-pay-action=\"explain\">Open Bankeiz<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-arrow-up-right\"><path d=\"M7 7h10v10\"></path><path d=\"M7 17 17 7\"></path></svg></a><button type=\"button\" class=\"checkout-text-button\" data-pay-action=\"amount\">Make another payment</button></section></main></div>","card":"<div class=\"checkout-shell\"><header class=\"payment-example-provider\"><span>Illustrated card handoff</span><span aria-hidden=\"true\">◈</span></header><main class=\"checkout-card\"><section class=\"checkout-progress\"><p class=\"checkout-eyebrow\">Example payment · no card details needed</p><h2>Complete your payment.</h2><p><span data-pay-total>$75.00</span> to @mayaexample</p><div class=\"payment-example-card\"><span>EXAMPLE CARD</span><strong>•••• •••• •••• 4242</strong><small>No real card is connected.</small></div><p class=\"checkout-caption\">In your real checkout, the secure card form opens here. For this demo, one click shows what happens next.</p><button type=\"button\" class=\"primary-button\" data-pay-action=\"complete\">Complete example payment</button><button type=\"button\" class=\"checkout-back\" data-pay-action=\"review\">← Back to review</button></section></main></div>"}Use what you have. When your balance covers the payment, there’s no card step. When it doesn’t, the card funds just the difference.
See the person and the amount before approving. An opened link is an invitation to pay. The decision stays with you.
Save the receipt. Save your Identity Record. Open your account. The finished screen gives you a clear next step.
You do the work. Make getting paid easy.
The same payment experience, wherever someone finds you.
Share your link in a message, email or profile. Include an amount when you want to give the payer a starting point.
Get your linkTap your offerings or enter an amount. Show the checkout QR. Counter confirms the recorded payment and keeps the sale together.
See CounterKeep the next step close to the work. Use your payment link, website button or the supported embed tools in Receive.
Explore payment toolsThe payment is the beginning of the record.
A payment should make sense later, too. Who paid. Who received it. The amount. The result. Keep the receipt and return to the connected record when you need it.
See what stays with your paymentPAYMENT RECORDED · EXAMPLE
$75.00Open your account, choose Receive, then Checkout link. Your personal link is bankeiz.com/pay/ followed by your Receiz ID. Share it as a link, a QR code or a button on your website. You can include an amount for the payer to review.
There is no separate signup screen. Checkout reuses the Receiz ID already saved in that browser. A new visitor gets a device-held ID through the existing account flow. Before paying, they can choose an existing Identity Record instead.
Your available balance goes first. The card funds only the shortfall. If the shortfall is below the $0.50 card minimum, the extra stays in your balance. The recipient and full payment amount are shown before approval.
Yes. Choose Note and open its original file. Checkout checks its ownership and supported value, then continues the payment after its deposit is confirmed. You can review any remaining shortfall before approving card funding.
A payment moves value to another Receiz ID. Checkout does not let an account pay itself. To add funds to your own account, use Add money inside your account.
The exact unfinished payment is kept on the same device. Return to the recipient’s checkout to resume it or check its original result. Funding and the recipient’s completed payment remain separate until the payment is confirmed.
The completed screen offers your receipt and Identity Record. Your account is already saved on that device; the Identity Record lets you open the same identity elsewhere. Open Bankeiz goes straight to your account.
Yes. Open Receive, then Counter. Enter the amount or choose your saved offerings. The customer scans the checkout QR, reviews the amount and pays. Counter checks the recorded result before showing the sale as paid.
Yes. Receive provides your Checkout link and website payment tools. Share the link from your own page or use the supported button or embed options already available in your account.
No. The walkthrough uses fictional example data and already-rendered Bankeiz screens. It opens no account, collects no card details, creates no Identity Record and moves no money. The card handoff is illustrated rather than connected to a payment provider.
One link. A lot less back and forth.