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Reality-grade bankingDocumentationOpen implementation
Documentation contents

Reference

Terms and units

A concise reference for the words used throughout reality-grade banking.

Reviewed 2026-10-25 · SDK 129.0.0Read Markdown ↗

Architecture

The system and its implementation
TermMeaning
Proof-native economyAn economic system whose participating claims carry the required source, rights and proof.
Reality-grade bankingThe interaction standard for holding, inspecting, receiving and deliberately moving that value.
Reality-grade infrastructureThe implemented Receiz primitives composed through SDK, MCP and AI Skills.
BankeizAn open implementation of reality-grade banking.

Identity, custody and proof

Sources of authority
TermMeaning
Receiz IDIdentity continuity admitted under the supported identity contract.
PBIThe implemented proof-bearing identity and supported account recovery boundary.
OriginalThe complete supported artifact/source with its carried proof and required history.
CustodyThe actual authority and protected environment required to hold and operate a source.
Public proofA deliberately disclosed original whose evidence scope is distinct from private access authority.
VaultSeparate custody with contained supported sources and a private original; public disclosure uses a different proof.

Value and units

Keep the units with their source
TermMeaning
ReserveAdmitted funded denomination and backing.
SettlementExact proof-native Phi with supported deterministic valuation.
PhiThe exact native value unit; use integer micro-unit strings where the contract specifies them.
Reserve NoteA Note whose funding is the admitted Reserve component.
Settlement NoteA Note whose funding is exact admitted Settlement Phi.
Settlement Reserve NoteA combined Note retaining both original components.
ValuationA supported calculation or observation of value.
LiquidityThe actual available path and capacity for an exchange; a displayed valuation does not establish it.

Execution and recovery

Operational states
TermMeaning
QuoteThe supported preparation/review result; a Market quote is advisory rather than a price lock.
IntentThe exact requested action, participants, source, units and recovery coordinate.
NonceA retained operation coordinate used to resolve the same original attempt.
UnknownA submitted operation whose result has not been established; it is not an instruction to create another one.
ReceiptEvidence of the accepted operation and its bound result.
Idempotent recoveryResolving the same intended operation without creating another financial effect.
ReconciliationAdmitting the original result under the existing contract; connection alone does not authorize it.

Implementation and conformance

A package release, protocol/schema generation, constitutional ruleset, application build and assessed host are separate coordinates. This manual documents the coordinated 129.0.0 packages; installed schemas retain their own v120/v122/v125/v126/v127 generations, and the ruleset is 127.0.0. A passing schema check establishes structure, not ownership or financial authority. Conformance names the actual requirements and assessed evidence scope; engineering fixtures do not qualify real custody or a deployed financial outcome.

Implementation sources

Inspect the exact path.

Source links retain revision 6c5d582. Read the documented operation and assessment scope alongside its code.