Reality-Grade Banking — Bankeiz reference implementation Copyright (C) 2026 Brian Joseph Klock (also known as BJ Klock). Official reference implementation: https://bankeiz.com/ Reference source: https://github.com/kojibai/reality-grade-banking Brian Joseph Klock's original software and accompanying documentation in this repository are licensed under GNU GPL version 3 only (GPL-3.0-only), except material already identified under separate terms. The complete, unmodified license is LICENSE. You may use, study, modify and redistribute covered work under its terms. Its warranty and liability provisions are in sections 15–17. Other contributors and upstream authors retain their copyrights. This notice does not assign their work or replace existing third-party grants; see THIRD_PARTY_NOTICES.md. Patent permissions follow GPLv3 section 11 and any applicable separate licenses, without additional restrictions from this notice. Brand identity and official-reference claims follow TRADEMARKS.md. Technical assessment is explained in CONFORMANCE.md. Neither policy adds restrictions to GPL software rights or grants endorsement, certification or financial authority.